• Never Turn Down
    An Order

    If you have purchase orders, we can buy your goods for you, deliver them to your customers, and give you cash to run your business.

    How we can help


    Why give up equity to bring in a partner? Our low cost financing is a smart way to grow your business and make more money without having to give away the shop.

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    We provide full-service financial, logistical, and back office support so you can focus on getting orders and growing your business. Let us do the dirty work and make sure you’re protected throughout all your transactions.

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    We invest in your success and provide the personalized attention you deserve. We take the time to understand your business, be there whenever you need us and help navigate business risks.

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What We Do

Lease Bank Instruments Such As Bank Guarantees, Standby Letter of Credit; Business Loan, SME loan and International Project Finance.

With Top Billion Finance, you can capitalize on the benefits of securing a bank instrument and monetizing it under one roof. Whatever your industry or line of business, Top Billion Finance will provide a complete, integrated solution for your unique financial needs. We say YES even when your banks say NO...


TOP BILLION FINANCE LIMITED is a leading Financial Services Provider that was incorporated in Hong Kong on 10 December, 1999 with Company Registration Number: 0697521. We are legally registered and authorized to provide the following financial products and services: Personal Loan, Business Loan, SME Loan, Start up Loan, Investment Loan, Project Financing, Bank Guarantee, SBLCs, Letters of Credit and funding for all kinds of viable projects locally and internationally. We offer very flexible loan terms and our interest rate is just 3% per year which is the lowest in the industry. 

TOP BILLIONS FINANCE LIMITED combine an extensive network of relationships with deep industry knowledge and seasoned transaction expertise to deliver a superior, senior level of financial services for clients who value experience and strategic insight. We have strong relationships with leading financial institutions throughout the world.  

Over the years, we have created a successful track record of securing the most challenging financing (debt, mezzanine, and equity capital) transactions for our clientele.

Top Billion Finance Limited has an experienced and innovative advisory service team with the highest integrity. Clients rely on Top Billion Finance Limited to be their best access to personal and commercial capital and letters of credit facilities.
Top Billion Finance Limited is highly regarded for its integrity, reputation, creativity, and advocacy on behalf of its clients. We have a deep concern regarding financial due diligence.  Throughout our due diligence implementation, Top Billion Finance Limited provides clients with the status of their transaction and proactively works to overcome obstacles before they become barriers to a successful financing close. 
Top Billion Finance Limited has strong capabilities within the Alternative Capital Markets Industry. We employ considerable resources to find and analyze new alternatives to traditional bank financing.  Our preferred financing range is $1 Million USD minimum to $400 Million maximum. We finance projects or businesses from all sectors of the economy.  Our loan interest rate is 3% per year, grace period of up to 3 years for construction projects and loan term up to 25 years.
At Top Billion Finance Limited you’ll find skilled professionals who specialize in turning problematic transactions into successful closings.


1.       We Have Solution For Every Customer 

2.       2% Commission Paid To Brokers On Every Deal

3.       Quick Response Time with Dedicated Staff & Team

4.       Low-Interest Rate: Our Interest Rate Is 3% Per Year.

5.       Easy Application Process; No Cumbersome Paperwork

6.       We use our expertise to get the best results for our customers.

7.       For Most Deals; You Do Not Need To Pledge Securities Or Collateral.

8.       Most Work Is Done Online:. You Do Not Need To Visit The Our Office

9.       We respect our customers and colleagues and in turn gain their respect.

10.   We make promises that we can keep, and keep the ones we have made.

11.   We are In The Financial Industry for over 20 years With 99% Success Rate.

Contact us for more information or an assessment of your financing needs. If you are seriously seeking for funding, the best thing to do is to send your business plan or project description via email for review/evaluation.

Website: www.topbillionfinance.com
Email: info@topbillionfinance.com
Telephone: +852 819 152 75